A lower credit score can lead to higher premiums, as insurers consider it a sign of potential risk
A clean driving record usually results in lower premiums, while accidents and violations can increase costs
More experienced drivers generally receive lower rates compared to new or young drivers
Living in areas with high traffic, crime rates, or accident frequencies can increase insurance premiums
Premiums differ based on the car's make and model, with more expensive or high-performance cars costing more to insure