5

Liability Coverage

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Claim

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Actual Cash Value

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Premium

[{"selector":"#anim-37e8ad24-4e7a-48c5-a9af-c3633d113126 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-2b55ea1d-76de-486f-83bf-67409af1762b","keyframes":{"transform":["translate3d(-90.09901%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5a935697-b94e-4cae-b09b-7f3c73f63367","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cbd8c2c2-29ed-4ee9-99cd-31bfdff6d348","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-10f8d63d-e4cd-40ac-ac57-6ca0ffce31b9","keyframes":{"transform":["translate3d(-115.94685%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-560048a0-898e-4433-800b-c483dd9db3a8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-daf228b5-2e25-40a8-b96b-ba60aff3e129","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-b965e819-4e9f-4cd9-a7ee-b69a5cd39d2a","keyframes":{"transform":["translate3d(-116.32654%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-246014d7-cdb9-4708-a14c-d70e10d751fc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fa5eeb6b-2031-4d98-a71d-7fecd6d808e3","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Learn more

Beneficiary

[{"selector":"#anim-d06ecd5f-d001-4f56-9a0f-4e507caa8b28 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-b0378ef2-6790-41db-b3dd-7d1a5aeb497f","keyframes":{"transform":["translate3d(-90.09901%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4d4d053d-bf3a-46a3-a3d4-c76bc205e0eb","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f992ff33-9ce8-44ba-8215-d2f9fe080be4","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-54d987db-e779-404a-b313-065a149af3d5","keyframes":{"transform":["translate3d(-115.94685%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-656e59c5-ea53-4dad-a32c-965756c5905a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb311f19-0066-4311-b4df-dc7df4e8d590","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-a3a58b1d-5674-4b3a-b87b-7977b1f5f8ff","keyframes":{"transform":["translate3d(-116.32654%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04be35b4-7ce2-43cb-be4b-796fd3fe0c96","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9308be4-3b3c-43b3-a352-503462a191b9","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Learn more

5

Basic Insurance Terms Everyone Should Know

Liability Coverage

Covers costs if you're responsible for injury or property damage claims.

Claim

A formal request to your insurer for coverage after a loss.

Actual Cash Value

The current value of your insured item, considering depreciation.

Premium

The amount you pay regularly to keep your insurance policy active.

Beneficiary

The person who receives the payout from your insurance policy.