Common health insurance myths

I'm Too Healthy for Health Insurance

Health risks are unpredictable; insurance ensures you're covered.

Coverage Begins Immediately

Most plans have a waiting period before full benefits apply

All Medical Treatments are Covered

Some procedures and conditions might be excluded; check your policy

Cheaper Plans Save Money

Lower premiums could mean higher out-of-pocket costs for care.

Only Employers Offer Good Plans

Individual plans can offer comprehensive coverage, often with more choices

Insurance Claim Complexity

Many insurers now streamline claims, making the process user-friendly