Factors Affecting Car Insurance Premium After an Accident

Seriousness of Incident: Severe accidents often result in higher premium adjustments by insurers.

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Who Was Accountable: If you're at fault, your insurance premium may increase significantly.

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Driving Record: A history of prior claims or violations impacts your premium post-accident.

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Prudent Driving: Safe driving habits can reduce premium hikes after an unfortunate incident.

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