Most employers provide basic health insurance coverage for employees as mandated by UAE law, offering essential medical services and treatments
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Individuals can opt for comprehensive health insurance plans, which offer broader coverage, including specialist consultations, prescription medications, and hospitalization
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Health insurance plans often have a network of healthcare providers, including hospitals, clinics, and pharmacies, where insured individuals can avail of cashless services
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Some insurance plans offer optional add-ons such as dental coverage, maternity benefits, and coverage for pre-existing conditions, allowing individuals to customize their insurance to suit their needs
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Many health insurance plans in the UAE cover preventive care services like vaccinations, screenings, and wellness check-ups, promoting proactive healthcare management
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Some insurers offer wellness programs and discounts on fitness memberships, encouraging policyholders to adopt healthy lifestyles and preventive measures
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It's crucial to understand the exclusions and limits of your health insurance policy, including waiting periods, coverage limits, and exclusions for certain treatments or procedures.
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