Carefully read the insurer’s denial letter to understand the reasons for the claim denial
Collect all relevant documents, such as medical records, receipts, and policy details, that support the claim
Reach out to the insurer's customer service to clarify the denial and obtain information on the appeals process
Write a formal appeal letter, including all gathered documentation and a detailed explanation of why the claim should be reconsidered
Stay in contact with the insurer to track the appeal's progress and provide any additional information if requested